Monday, January 13, 2014

Why can't I seem to follow through?

I have a long history of not being able to follow through on personal goals. If I am involved with a group or if it was academic or work related I never quit. In fact, I have never quit a club, class, or job in my life. I have left jobs because I graduated or moved but I never quit. I feel like the same thing does not hold true in my personal life. I'll get motivated to work out and then I'll stop after a week. I'll tell myself that I'll do a load of laundry every single day-that lasts maybe two days. I'll tell myself to create a nightly face care routine-yep nope. I'll create this awesome, amazing daily routine to make myself more productive and yeah that rocket ship doesn't even launch for a test run. I'll buy a planner and swear that I will use it all the time. Or I'll get a 7 day calendar for the fridge so I can...meal plan! Yeah...right. Let's not even talk about this blog and my lack of updating. Why do I have such a hard time sticking to things? I wouldn't consider myself lazy I just have a hard time creating a habit, a routine. I have no problem with watching over 4-5 hours a tv a night but I can't find the time to take my clothes out of the dryer when the buzzer goes off? I've actually timed myself before and it take less than 15 minutes to fold and put away a load of clothes. Why is it so hard for me?

I'm trying to do better- I swear. During the past week before I would even allow myself to take off my shoes I would hang up my coat and spend 15 minutes straightening up. But here's the thing? Why should I have to be straightening up while my husband and I are gone all day. Why is it so hard to just put things away right away or clean up before heading to bed? I have to constantly remind myself that I have the same amount of hours as everyone else and when I see people that cook, clean, work, and take care of kids I wonder how do they do it? Well they probably don't watch 5 hours of tv every night and they probably prioritize. Maybe I just need to turn off the tv for at least an hour and be productive. Wish me luck!

Thursday, January 9, 2014

2013 goal achieved and New Year and New Goals

Just wanted to come on here quickly and say that due to a  generous and surprise Christmas bonus from my boss I was able to achieve my goal of paying off three student loans in 2013! I'm really proud of my self control and am happy that I was able to make that much progress.

This year I plan on paying $1,000 each month towards my federal loans. I currently have a balance of $16,900 left for my federal loans. If I maintain my goal of $1,000 a month then I will have paid off $12,000 by the end of the year which to me seems like an incredible sum. I'll only have $4,000 or so remaining then on federal loans and provided I continue to pay minimums or slightly above minimum on Sallie Mae I'll have about 20,000 left on them by the end of the year. I'm really adamant about paying off my loans because I think my husband and I are starting to think about children. At the beginning of the marriage we had agreed that I would be a stay at home mother and so I probably won't be working after I have children. I want to pay off as much of my loans as possible before that happens because I feel like my education=my loans=my responsibility.

I know a lot of people say stay at home mom? But my husband is military and in his branch frequent deployments are a very big possibility and we don't have any family yeah. Although to be completely honest- military or not- that is how he was raised and that is what he (and I)wants for our children. Provided we have the means to do this- I am ok with it. It goes against everything I learned in my feminist, all girls high school- but hey- high school was a long time ago. :P