Thursday, February 7, 2013

Trying to stay the course...

I spent all evening yesterday reading fashion blogs. Man oh man did I want to go shopping after work today. Not mall shopping but TJMaxx or Ross- I love me some good deals! But the cold hard reality is that I am 51,000 in debt when I combine my student loans and credit card debt (4,685). As much as new clothes are fun and exciting….I don’t need them right now. I have plenty of clothes that are appropriate and I can wear to work. I read a blog recently and somewhere in their archives the person said they owned one pair of jeans, 3-4 nice shirts, and the rest were t-shirts and workout clothes, minus 2-3 dresses. Wow. That certainly gave me some perspective. I have enough sweaters/cardigans alone to last me over a month without having to rewear any of them. The only thing that I really should be focused on purchasing is some new work pants. It sounds like such a boring purchase so I feel like I have been putting it off. Also, I’m short so I will most likely have to tailor any pants that I purchase. Which, while it isn't a big deal, in the long run it seems like a huge hassle to me-purchase pants, find tailor-get hemmed-go back to tailor-now that I think of it- I should just purchase more skirts instead! Or…make do with what I have until some more of my debt goes down. Sigh. Why is it so hard to feel content even when you have more than what you need. Well anyways, instead of putting money towards new clothes I put it towards my debt instead. After my payment of 275 my smallest loan originally 1800 and I started paying it in March of last year-will now be down to 755! I am so excited because I actually am able to see an end in sight with this loan. This will be the very first student loan to be paid off. Hopefully it will inspire me to pay down the rest. I just have to remind myself no shopping for a while! There will be an end in sight some day.