Spending Report
Sunday
-46.72- Groceries-Food Lion
-22.52-Prescription
44.51-Sallie Mae payment
44.00-Polish life insurance
Monday
8.50-Stamps
6.75 Chipotle Chicken burrito
I've been feeling apathetic all day. I guess it didn't help that I woke up late- 7:23 this morning but I was able to shower, get dressed, make my french vanilla coffee, throw on some makeup, and make my lunch and leave my apartment by 7:48 and pull into work at 8:00 am exactly. I even ran out of my car and dropped the mail into the complex's mailbox. Thank God I only live about 5 miles from work.
Work went fine today but kind of slow and the pounding headache that I had all day didn't help. I was really starting to feel down on myself. I have a college degree, an honors paralegal certificate and I'm earning 9 dollars an hour. It feels embarrassing to me. I am so grateful for this job-I am, but I get a little jealous when I see that a lot of my friends are teachers. I mean 40-50,000? That is a lot of money no matter any argument a person might say about teachers not making enough. You want to see teachers not making any money-try working for a private catholic school. Sorry...done with the rant. My mom works for a private school and makes almost nothing as a teacher's aid and head of the school's daycare program. But...I digress.
I honestly hope if they decide to hire me after the temp period ends that I will get at least somewhat of an increase. Even 10 an hour would be better than 9. Anyway, for some reason the attorney and the loan processor both asked me if I was bored today and if I was enjoying working there. Now, trust me, I am an extremely good worker-if I am to toot my own horn, and I never have an attitude or act bored. I'm always smiling at work. I think that they knew that it just seemed like a slow day today. However, them saying that made me start questioning things. Am I happy there? Yes. Is this really what I wanted to do with my life? No, not really. Do I still want to work there if I get officially hired and get a pay increase. Yes.
I guess that I just want to be used to my full potential. I don't want to feel like I wasted my education when I worked so incredibly hard for it. Hopefully I will be given some more responsibility as time goes on.
Ok well let's continue with my day. The rest of the day went well minus the pounding pulsing headache and my stomach killing me. I had gone to the gym on Saturday and attempted some situps and goodness were my abs sore like cringing in pain sore. I left work around 4:15 in order to get a new bank account at a local bank. The firm uses this bank for its accounts so I felt secure going there. I definitely got hooked up with the deluxe package by using the attorney as a referral. That was nice. The only thing that I'm worried about is that they deposited over 400 dollars into my new checking account and only 100 is showing up online when I looked tonight. Maybe the checks are pending? If it isn't resolved tomorrow then the bank is getting a call. I'm not about to lose over a weeks worth of pay. Wow..how sad is that...after taxes right now I'm only making 306 a week. This will have to change or I will maybe have to move on. I hope it doesn't come to that though since I do enjoy working there.
I went home from the bank and my pounding headache came with it. I took some aspirin and then I took a two hour nap on the couch. I woke up around 7 and forced myself to get up and buy stamps for the bills that have to go out tomorrow. On my way to the grocery store I decided to buy Chipotle for dinner...even though I had plenty of food at home. Like I said, I guess I was feeling kind of blah. I got my chipotle and as I was pulling up to our apartment my fiance called.
I'm happy to hear from him but it is kind of mixed feelings. It's really hard to explain. I mean for one thing we have never had one phone conversation where he doesn't abruptly hang up on me because he has another call. It's understandable since it is his work phone but it gets a little frustrating sometimes. I'm not trying to sound whiny though. Also, I feel like this month has given me a lot of independence and it is going to be weird not making all the decisions anymore. It won't be hard to get back to how things are but it just seems a little odd. Finally, when I've talked to him he seems to get kind of short and defensive which isn't like him at all. Maybe he is so used to ordering people around for an entire month. I don't know. I'm definitely not questioning our relationship lol and there isn't anything that I'm really worried about. He mentioned that we should start getting things ready for our legal marriage when he comes home. We are going to get married at the courthouse for paperwork reasons (POA and so that I can be contacted first if god forbid something happens to him on deployment). After deployment we will get married what I consider officially in the church. I think that he is just tired, frustrated, and wants to come home. Funny-that's all that I really want-for him to come. Four more days and things will go back to normal. Fingers crossed.
Monday, September 26, 2011
Wednesday, September 21, 2011
Lingerie and a Reality Check...girls only! Warning: a difficult subject is mentioned
Last night I thought about the fact that S. (fiance) will be coming home in about eight days. Then my thoughts turned a little R rated (blushes) and I thought it would be nice to get a sexy little number as a surprise for him and something fun for me. Let's face it lingerie is fun! Now, shopping for lingerie is no easy feat for me. Nothing ever fits! It's always too big on me! Ok...I'll admit it I'm pretty underweight for my height...about 30 pounds underweight...but you know what..whatever. I suffered from an eating disorder from 6th grade until the end of my junior year of college-which is when I started dating S. When I tell my friends that he changed my life it is in more ways then they can imagine. I think that because I starved myself for so many years it had a negative effect on my body..ya think? I'm not trying to make light of eating disorders. It's just once you've gotten through one you need to accept it which has taken some time, and move on and live your life.
Well I'm digressing. The point is lingerie is usually too big on me. My cup size is slightly below average-I'm a 32B. I guess that I'm extremely lucky after hurting my body for 10 years. I go to Victoria's Secret and try on stuff and usually nothing fits. Now, Fredericks of Hollywood is different. Somehow I'm always able to find something that fits me. Now granted it might not be something that I am completely in love with but it still makes me feel good about myself (Now that I need lingerie to make myself feel good-wow this post if full of disclaimers). I know that they don't have a Frederick's of Hollywood anywhere near where I live so I decided to try the online website.
I'm browsing and browsing and I decide to go with a reasonably priced outfit...and then the sales tax hits and the shipping and handling. 63 dollars I think to myself-I get paid every week I have money and it's only 63 dollars....charged to my credit card...that I'm working my darndest to pay off...but I haven't seen him in a month...yeah you know where this thought process is going. Then I started thinking about delivery. I work 8-5 and yes it's a gated apartment complex but what if its left in front of my d0or and I probably won't be home..and what if some dishonest person takes it...but people get stuff delivered all the time and they seem to get their stuff...
As you can tell I was a little conflicted. I started thinking about how people wait three days before purchasing something so that they can think on it. I didn't even need three days. I pulled up the discover card website-stared my balance straight in the face-added on what I would be paying for the lingerie, and then I promptly clicked out of the Fredericks of Hollywood website.
I don't know what I was thinking. When I just moved to NC and didn't have a job I would dream about the day when I would bring home a paycheck-any paycheck and pay off my credit card. Now I have a job and that goes out the window? I don't think so! It's time to get serious-save money and pay off this debt. I'm proud of myself for being strong. I need to get out of the I DESERVE THIS mindset.
Well if you are still reading...thanks! Sorry if some of the stuff in this post was a touchy subject but it was my life for a decade and I'm not going to make any excuses or be embarrassed about what I went through. I survived and I'm happy and healthy now. That's all that matters to me.
Well I'm digressing. The point is lingerie is usually too big on me. My cup size is slightly below average-I'm a 32B. I guess that I'm extremely lucky after hurting my body for 10 years. I go to Victoria's Secret and try on stuff and usually nothing fits. Now, Fredericks of Hollywood is different. Somehow I'm always able to find something that fits me. Now granted it might not be something that I am completely in love with but it still makes me feel good about myself (Now that I need lingerie to make myself feel good-wow this post if full of disclaimers). I know that they don't have a Frederick's of Hollywood anywhere near where I live so I decided to try the online website.
I'm browsing and browsing and I decide to go with a reasonably priced outfit...and then the sales tax hits and the shipping and handling. 63 dollars I think to myself-I get paid every week I have money and it's only 63 dollars....charged to my credit card...that I'm working my darndest to pay off...but I haven't seen him in a month...yeah you know where this thought process is going. Then I started thinking about delivery. I work 8-5 and yes it's a gated apartment complex but what if its left in front of my d0or and I probably won't be home..and what if some dishonest person takes it...but people get stuff delivered all the time and they seem to get their stuff...
As you can tell I was a little conflicted. I started thinking about how people wait three days before purchasing something so that they can think on it. I didn't even need three days. I pulled up the discover card website-stared my balance straight in the face-added on what I would be paying for the lingerie, and then I promptly clicked out of the Fredericks of Hollywood website.
I don't know what I was thinking. When I just moved to NC and didn't have a job I would dream about the day when I would bring home a paycheck-any paycheck and pay off my credit card. Now I have a job and that goes out the window? I don't think so! It's time to get serious-save money and pay off this debt. I'm proud of myself for being strong. I need to get out of the I DESERVE THIS mindset.
Well if you are still reading...thanks! Sorry if some of the stuff in this post was a touchy subject but it was my life for a decade and I'm not going to make any excuses or be embarrassed about what I went through. I survived and I'm happy and healthy now. That's all that matters to me.
Sunday, September 18, 2011
Putting it all out there- Part 2 -Private Loans from Sallie Mae
| Loan # | Program/Lender | Status |  FirstDisbursement Date | Current Principal Balance | Interest Rate | |
| 1-01 | Signature Student Loan - UNSUB / SLM PRIVATE CREDIT STUDENT LN TR | In School | 08/25/2006 | $6,464.22 | 3.25% | Loan Transaction History |
| 1-03 | Signature Student Loan - UNSUB / SLM PRIVATE CREDIT STUDENT LN TR | In School | 09/05/2007 | $2,987.47 | 3.25% | Loan Transaction History |
| 1-05 | Signature Student Loan - UNSUB / SLM PRIVATE CREDIT STUDENT LN TR | In School | 08/29/2008 | $4,500.00 | 5.25% | Loan Transactio |
| 1-06 | Sallie Mae Smart Option Student Loan - UNSUB / SALLIE MAE BANK | Repayment | 10/01/2009 | $5,688.46 | 8.75% |
TOTAL: 19, 640.15
Federal Loans+ Sallie Mae=
$31,425 +19,640.15= $51, 065.15
IT IS TIME TO START PAYING OFF THESE LOANS!
Saturday, September 17, 2011
Puttting it all out there Part 1-Federal Loans...
| | Type of Loan | Loan Amount | Loan Date | Disbursed Amount | Canceled Amount | Outstanding Principal | Outstanding Interest |
|---|---|---|---|---|---|---|---|
| 1 | DIRECT STAFFORD SUBSIDIZED | $4,668 | 10/12/2010 | $4,668 | $0 | $4,668 | $0 |
| 2 | DIRECT STAFFORD UNSUBSIDIZED | $2,832 | 10/12/2010 | $2,832 | $0 | $2,832 | $132 |
| 3 | DIRECT STAFFORD UNSUBSIDIZED | $2,000 | 09/07/2009 | $2,000 | $0 | $2,000 | $204 |
| 4 | DIRECT STAFFORD SUBSIDIZED | $5,500 | 09/07/2009 | $5,500 | $0 | $5,500 | $0 |
| 5 | DIRECT STAFFORD SUBSIDIZED | $1,000 | 04/06/2009 | $1,000 | $0 | $1,000 | $0 |
| 6 | DIRECT STAFFORD SUBSIDIZED | $1,877 | 04/06/2009 | $1,877 | $0 | $1,877 | $0 |
| 7 | DIRECT STAFFORD UNSUBSIDIZED | $2,000 | 09/09/2008 | $2,000 | $0 | $2,000 | $210 |
| 8 | DIRECT STAFFORD SUBSIDIZED | $2,623 | 09/09/2008 | $2,623 | $0 | $2,623 | $0 |
| 9 | FEDERAL PERKINS | $1,800 | 07/19/2007 | $1,800 | $0 | $1,800 | $0 |
| 10 | STAFFORD SUBSIDIZED | $4,500 | 07/12/2007 | $4,500 | $0 | $4,500 | $0 |
| 11 | STAFFORD SUBSIDIZED | $2,625 | 07/13/2006 | $2,625 | $0 | $2,625 | $0 |
| Total DIRECT STAFFORD SUBSIDIZED | | | | | $15,668 | $0 | |
| Total DIRECT STAFFORD UNSUBSIDIZED | | | | | $6,832 | $546 | |
| Total FEDERAL PERKINS | | | | | $1,800 | $0 | |
| Total STAFFORD SUBSIDIZED | | | | | $7,125 | $0 | |
| Total All Loans | | | | | $31,425 | $546 | |
Waiting for the Pizza Delivery Person (See...I don't discriminate)
Nope. There is no story behind the title of this post. I placed an order from papajohns.com online and now I'm waiting patiently for my large grilled chicken and extra cheese pizza. I'm a little excited for it. Just a little. Coming from Chicago it is almost embarrassing for me to order Papa John's. However, it is kind of slim pickings for Pizza places in the south. Well maybe that is my uneducated opinion of the South's pizza situation. Let's just say that in Fayetteville, NC, there aren't too many choices. We will leave it at that.
This week has gone by pretty quickly. Work went well and the time seemed to fly by. On Friday I received my first pay check in North Carolina. The total was 179.52 after taxes. Granted, it was very small since I get paid nine dollars an hour and only worked 21 hours that week. I work full time but I actually started work on a Wednesday for my first day. This week I worked the full forty hours. I know 9 dollars an hour isn't a lot right now but at least it is a start in the right direction. I get paid every Friday not every other Friday. Besides...I was lucky if I worked 20-30 hours every TWO weeks at 8.25 an hour. I am actually extremely grateful for this job. It makes me so excited to know that I will be able to pay my student loans, my credit card bill, and contribute to the household. I'm going to wait a month to see how much I will make for a month, and then I will create a budget for that! I'm very excited to make my first budget ever!! Yep...you heard that correctly. Oops!
I really need to resist the urge to go and spend my money on more clothes...redecorating the apartment (Trust me-it's a complete mancave right now.,etc. I just don't really feel like I'm a part of this apartment yet besides my books on the bookshelves and my clothes in the closet and the dresser. I didn't really bring any personal touches to the apartment when I moved in. I'm hoping that I can change that slowly in bits and pieces. My fiance has already given me full permission to change the place to my liking. I'm planning on creating a part of my budget to reflect decorating. I think this is a good idea since I don't even really have a clue as to how to decorate the place or what I want to do with it. It will definitely be a work in progress.
I really want to come up with a name to call my fiance instead of just "the fiance." It makes it seem almost like I'm apathetic towards him and that cannot be farther from the truth. He is the best thing that ever happened to me if that doesn't sound too corny. I'm going to put some thought into it and let you know soon (if anyone reads this ) :) Enjoy the rest of your Saturday! Have a great night!
This week has gone by pretty quickly. Work went well and the time seemed to fly by. On Friday I received my first pay check in North Carolina. The total was 179.52 after taxes. Granted, it was very small since I get paid nine dollars an hour and only worked 21 hours that week. I work full time but I actually started work on a Wednesday for my first day. This week I worked the full forty hours. I know 9 dollars an hour isn't a lot right now but at least it is a start in the right direction. I get paid every Friday not every other Friday. Besides...I was lucky if I worked 20-30 hours every TWO weeks at 8.25 an hour. I am actually extremely grateful for this job. It makes me so excited to know that I will be able to pay my student loans, my credit card bill, and contribute to the household. I'm going to wait a month to see how much I will make for a month, and then I will create a budget for that! I'm very excited to make my first budget ever!! Yep...you heard that correctly. Oops!
I really need to resist the urge to go and spend my money on more clothes...redecorating the apartment (Trust me-it's a complete mancave right now.,etc. I just don't really feel like I'm a part of this apartment yet besides my books on the bookshelves and my clothes in the closet and the dresser. I didn't really bring any personal touches to the apartment when I moved in. I'm hoping that I can change that slowly in bits and pieces. My fiance has already given me full permission to change the place to my liking. I'm planning on creating a part of my budget to reflect decorating. I think this is a good idea since I don't even really have a clue as to how to decorate the place or what I want to do with it. It will definitely be a work in progress.
I really want to come up with a name to call my fiance instead of just "the fiance." It makes it seem almost like I'm apathetic towards him and that cannot be farther from the truth. He is the best thing that ever happened to me if that doesn't sound too corny. I'm going to put some thought into it and let you know soon (if anyone reads this ) :) Enjoy the rest of your Saturday! Have a great night!
Monday, September 12, 2011
Receipt strategy and 4 days and I already got a key.
I’ve been working at the Firm for 4 days and they have already givenme (a temp worker) a key to front door of the office. I must be doing something right so far. Last night I mentioned that I had a receipt strategy. Confused? Well of course you are if you have no idea what I am talking about. Alright so I’ve gone to the store twice in two weeks- a standard once a week shopping extravaganza. My fiancé is still on his short deployment training thing in California. Let’s just say that food lasts a LOT longer when it is just me. A LOT . Ok I think you get the point. Anyway, going back to my college days I had a tendency to buy a ton of food and forget about it. Some would remain in the cabinets for months and I would just buy new food. Wow that came off as a me being hoarder-which I totally am not. Most of the food was crackers, soup, macaroni and cheese, you know, the kind of food that can stay in the cabinet for months lol. Anyway, I’ve decided that I really want to start eating what I have before I go out for more food and spend money that I didn’t need to. So how did I decide to do this? Simple. I keep my receipts from the stores. Once I have eaten an item completely for instance-a bag of bagels or a block of cheddar cheese, I highlight the item on the receipt . Yes, you read that correctly. I highlight my receipt from the store. It’s kind of interesting to see what I have eaten during the week and what I have left over. I also know what I need to buy more of, or what I shouldn’t buy anymore since I haven’t touched the item so clearly I’m not that interested in eating it. Maybe this is just me being OCD but it has really helped me so far with not wasting food.
Well that is pretty much all that I have to report. I worked from 8am-5p.m. I dropped off some packages for work at Fedex box. I got home and paid the Verizon bill and Helzberg bill (I’m paying my fiance’s bills while he is in Cali-but he already signed the checks from his account. I’m just filling in the numbers and putting them in the mail lol. I did two loads of laundry, worked out at the gym in the apartment complex (can’t beat free-and the gym is EXTREMELY nice as far as apartment complex gyms go. Then I came home, showered, (in case you were wondering lol) and had spaghetti for dinner. I topped off the night with a little bit of coffee icecream. Well that’s about it.
Time for bed! I can’t wait until Friday to get my first paycheck from work :) ALSO totally random and not previously mentioned in the blog but I thought I lost my fiances' garmin-or that it had fallen out of the truck-but I found it today! I was already researching the prices for a new one online. I spent the past two weeks freaking out about it. It was exactly where I thought it would be. I just did panic searching last time-aka tear apart the car frantically looking for it to no avail...even though it was right in front of my face all along.
Carrot sticks, hummus, and my week in review
I find it funny that I get upset when some of my favorite personal finance blogs that I like to read don’t get updated on a day to day basis. Then I look at my blog and I feel ashamed. I don’t know what it is about not updating. I LOVE to talk about myself on a day to day basis with others. Ok, that came off a little narcissistic. What I meant to say is that I am pretty much an open book with my life and I don’t have too many topics that I keep off limits from others. Now with that being said I am going to make it my goal to bring more of myself into this blog. One of the things that I love about the PF blogworld is the absolute openness that people share with complete strangers. I can’t really think of another situation (unless it was your husband/fiancé /boyfriend or best friend) where you would discuss the nitty gritty details of personal finance. I love reading about other people’s lives and day to day updates. Hopefully my blog can one day reflect that.
Alright now let’s see I last left off on Tuesday. I’m going to do a quick update for the rest of the week and then we will be fresh to start again tonight (Monday night).
Wednesday-First day on the job. I woke up early, got ready, made my coffee (which was a story in itself) made my lunch (my lunch breaks are in-office so I can be there to answer the phones) and then I was on my way. Work went well that day. I learned a little bit about the office and by the end of the day I was already creating new files for contracts for clients. I went home and worked out at the gym at the clubhouse (apartment complex’s gym) and then made rice for dinner. I definitely need to add a protein with my dinner next time if I’m working out.
Thursday-Thursday was extremely similar to Wednesday. Work from 8-5. I got home and made dinner. I had a very low key night. I didn’t end up working out.
Friday-Work from 8-12-(We close at noon on Fridays). After work I dropped off my hours at the employment agency. I rewarded myself with a chicken burrito from Chipotle for lunch since it was my first week of work. Total cost: 6.85. I went home and enjoyed my burrito, drank a beer (because I’m 23 and I could lol) and watched some tv. I got a text from my apartment complex friend asking if I wanted to go to a wine tasting with her that night at 6. The wine tasting was Austrian wine…very interesting. It was the first time that I drank wine without getting a pounding headache. I purchased a bottle of beck bergenlund for around 20 dollars. I have to look at the receipt. After that my friend treated me to frozen yogurt since I drove. Don’t worry-we waited about 2 hours before I drove home and we probably drank the equivalent of one glass of wine with all the samplings combined. Drinking and driving is not something that I take lightly, seeing as my aunt passed away from a drunk driver. I went home that night and watched a bit of tv and called it a night.
Saturday-LAZY Day! I didn’t do anything for most of the day-just bummed around the house. I went to the store around 8 at night and spent 104.00 in groceries and cleaning supplies. I saved 25 dollars with the store card and coupons that I had clipped.
Sunday-Went to church and went to the mall and purchased a couple of shirts that I was in desperate need of for work. I made banana nut muffins to have for breakfast- and I cut up carrots into carrot sticks to go with the vegetable dip that I purchased. I just need to toast my bagel in the morning and make my bagel sandwich for lunch. I also purchased hummus and pita chips but I think that I will bring some of those on a different day.
Alright-I need to be up in a couple of hours so I’m calling it a night. Tomorrow I will tell you about my receipt strategy when it comes to my food. Lol. I guess its just my OCD showing through! I will also list prices for my clothes and maybe some pictures of my new shirts if you are interested. :)
Tuesday, September 6, 2011
I GOT A JOB!!
Just a very quick post to say that I got a job! I got a call for an interview this morning and the interview was at 1 p.m. That was definitely a little nerve wracking because I had absolutely no time to prepare. I was running around like a crazy person this morning. I had to run to kinkos to print out my references (which I didn't end up handing out) and the machines didn't want to work for me. And last night I had agreed to let my neighbor's dogs out at 1 pm since I didn't think that I would have anything going on today. lol. So I let the dog out early and got ready and drove to the interview feeling totally unprepared.
I got to the interview early-like half an hour early. I was like ok no problem- I'll just sit in the six car parking lot try not to look suspicious and go in at ten to 1. Except....one of the workers saw me sitting in my car and asked if I was there for the interview. I said yes but that I was early since I didn't realize it wouldn't take long to get there. So then I had to struggle between do I stay in the car and look awkward but go in at an appropriate time-but then they might be wondering why I'm sitting in the car-or do I go in early and do the awkward 30 minutes early wait. Well the downpour of rain that just started made the decision for me. I went in early. Turns out everything worked out in the end. By the end of the interview I had already been given the job and told that they just had to contact my employment agency. When I got home the agency called me to come in and fill out some paperwork and do a drug test. Everything went well and now I start tomorrow at 9 a.m. It's a temp to hire job and it only starts at 9 dollars an hour but its full time- I'll be working 5 days a week and on Fridays I get a half day. I'm just sooooooooo happy right now. I get to work on paying off my credit card, pay my student loans once they start in a couple of months, start budgeting, start saving for my wedding, and best of all SHOPPING! Not crazy shopping but it has been over a year since I have been shopping for new clothes besides some clothes for my internship that I had and bridesmaid dresses. I'm definitely ready to pick up a few staple items to enhance my wardrobe but I'm going to save and budget for it. Nothing is going on my credit card. I want to pay it off within 4 months.
Let's see what happens! I'm just so happy!
I got to the interview early-like half an hour early. I was like ok no problem- I'll just sit in the six car parking lot try not to look suspicious and go in at ten to 1. Except....one of the workers saw me sitting in my car and asked if I was there for the interview. I said yes but that I was early since I didn't realize it wouldn't take long to get there. So then I had to struggle between do I stay in the car and look awkward but go in at an appropriate time-but then they might be wondering why I'm sitting in the car-or do I go in early and do the awkward 30 minutes early wait. Well the downpour of rain that just started made the decision for me. I went in early. Turns out everything worked out in the end. By the end of the interview I had already been given the job and told that they just had to contact my employment agency. When I got home the agency called me to come in and fill out some paperwork and do a drug test. Everything went well and now I start tomorrow at 9 a.m. It's a temp to hire job and it only starts at 9 dollars an hour but its full time- I'll be working 5 days a week and on Fridays I get a half day. I'm just sooooooooo happy right now. I get to work on paying off my credit card, pay my student loans once they start in a couple of months, start budgeting, start saving for my wedding, and best of all SHOPPING! Not crazy shopping but it has been over a year since I have been shopping for new clothes besides some clothes for my internship that I had and bridesmaid dresses. I'm definitely ready to pick up a few staple items to enhance my wardrobe but I'm going to save and budget for it. Nothing is going on my credit card. I want to pay it off within 4 months.
Let's see what happens! I'm just so happy!
Saturday, September 3, 2011
Goodbye to one-hello to another.
Well for some reason blogger isn't allowing me to respond to my own comments on my own blog. Weird. Thank you Mrs. M for your nice comment. Unfortunately I didn't get the bankruptcy processor position, but I'm kind of ok with it. In the meantime, I got a call from a staffing agency here in town. I went to the agency and took a couple of tests. They applied to two law firm jobs that are temp to hire on my behalf. I called back on Friday but since it's Labor day weekend they didn't hear anything back from any of the firms yet. I have to call back in a couple of days after the holidays.
In other news my fiance is gone for a month and I am going to have little to possibly no contact with him. No text messages, no facebook, MAYBE a phone call or two. So far I haven't had a chance to fall apart and cry myself into oblivion. lol. His best friend is actually getting stationed at the same base that my fiance is at so he is couch surfing for a couple of days until he secures an apartment. It's kind of funny that on the same day that my fiance leaves his friend comes to stay.
I'll be honest I felt really safe knowing that his friend was in the living room sleeping on the couch. I wasn't like "oh no-what if someone breaks in or something. We have several guns in this apartment (not my choice) but I dont even like looking at them let alone touching them. So it was nice to be able to go to bed on the first night that he was gone and not worry. I'm probably going to be scared senseless once his friends leaves in a couple of days.
My goal is to try and keep myself busy. Tonight I'm going with the girl that I know at the apartment complex to see her friend's band an hour away. I have no idea what kind of music it is, but it's better than sitting at home by myself. (Fiance's friend went to the "city" for the night. I say city because coming from Chicago I find it hard to call it a big city lol.
I went grocery shopping for both of us today and managed to save some money with coupons and store card. YAY! Once the friend leaves I think I might try to expand my couponing skills. We'll see though because I don't eat a lot of food and I don't want to spend money on food that I won't end up eating. For any couponers out there-have manufacturer's changed the rules now that many people have gotten onto the extreme couponing bandwagon? Have you noticed changes in store policy? I'd be interested in finding it!
In other news my fiance is gone for a month and I am going to have little to possibly no contact with him. No text messages, no facebook, MAYBE a phone call or two. So far I haven't had a chance to fall apart and cry myself into oblivion. lol. His best friend is actually getting stationed at the same base that my fiance is at so he is couch surfing for a couple of days until he secures an apartment. It's kind of funny that on the same day that my fiance leaves his friend comes to stay.
I'll be honest I felt really safe knowing that his friend was in the living room sleeping on the couch. I wasn't like "oh no-what if someone breaks in or something. We have several guns in this apartment (not my choice) but I dont even like looking at them let alone touching them. So it was nice to be able to go to bed on the first night that he was gone and not worry. I'm probably going to be scared senseless once his friends leaves in a couple of days.
My goal is to try and keep myself busy. Tonight I'm going with the girl that I know at the apartment complex to see her friend's band an hour away. I have no idea what kind of music it is, but it's better than sitting at home by myself. (Fiance's friend went to the "city" for the night. I say city because coming from Chicago I find it hard to call it a big city lol.
I went grocery shopping for both of us today and managed to save some money with coupons and store card. YAY! Once the friend leaves I think I might try to expand my couponing skills. We'll see though because I don't eat a lot of food and I don't want to spend money on food that I won't end up eating. For any couponers out there-have manufacturer's changed the rules now that many people have gotten onto the extreme couponing bandwagon? Have you noticed changes in store policy? I'd be interested in finding it!
Monday, August 29, 2011
I guess I shouldn't have been so hard on myself.
On August 17th I wrote about how much trouble I was having with job searching. I honestly was starting to feel really depressed and worried. I guess I didn't need to be so hard on myself because by August 22nd I had an interview set up with a lawfirm here in Fayetteville!
The interview went well but I'm not sure if I'm qualified for the job or not. To be honest-it seemed a little scary to me. A LOT of responsibility. Now, generally that is not something that I shy away from but I'm not sure if I have the experience needed or not. I've decided to go with the mindset of whatever happens-happens. I should find out by the end of this week. Again, I'm not exactly holding my breath on this job-so in the meantime I'm going to keep up the job hunt and continue to apply for jobs.
I need to learn to stop being so hard on myself sometimes. According to the fiance the people in his unit were shocked to learn that I had an interview lined up after only one week of job searching. Apparently that's very rare and usually unheard of. He said that most of their wives searched for a month or two before even landing an interview. I think that I need to start giving myself more credit. Yes, I feel like a loser for not having a job right now but hopefully that will change soon.
It's been very interesting adjusting to life here. So far I only know one other girl who is the girlfriend of my fiance's friend. They both live in the same apartment complex as us. I haven't hung out with her one on one though yet. Good news though! The auto shop called me this morning and the jetta is finally ready to be picked up. FREEDOM! lol. I will be able to go and get things done if I have to go anywhere. It's going to be a nice feeling. Maybe it's a good thing that I didn't have a job yet because it would be very difficult if we had been maneuvering with 1 car. That would have meant that I would have to drive him to work at 4:45 every morning. Pass. lol
Well that's pretty much it for now. On the financial side of things I haven't really been spending any money. I spent 22.55 for my prescription yesterday and I made a 90.00 payment to my credit card. The first thing that I do once I get a job (God willing) is to pay off that darn credit card once and for all! Then saving for the wedding while trying to make large payments on my student loans. I don't want them plaguing me for the rest of my life!
Well I'm off to read some PF blogs and then do some more cleaning..bathrooms..ugh! And I have to remind myself to remind the fiance that when he drops chips on the rug...PICK THEM UP! Grr. It's amazing how anal I have become about cleaning. I shudder to imagine how he kept the apartment on a day to day basis lol.
Ta ta for now!
-Smart Sorority Girl
The interview went well but I'm not sure if I'm qualified for the job or not. To be honest-it seemed a little scary to me. A LOT of responsibility. Now, generally that is not something that I shy away from but I'm not sure if I have the experience needed or not. I've decided to go with the mindset of whatever happens-happens. I should find out by the end of this week. Again, I'm not exactly holding my breath on this job-so in the meantime I'm going to keep up the job hunt and continue to apply for jobs.
I need to learn to stop being so hard on myself sometimes. According to the fiance the people in his unit were shocked to learn that I had an interview lined up after only one week of job searching. Apparently that's very rare and usually unheard of. He said that most of their wives searched for a month or two before even landing an interview. I think that I need to start giving myself more credit. Yes, I feel like a loser for not having a job right now but hopefully that will change soon.
It's been very interesting adjusting to life here. So far I only know one other girl who is the girlfriend of my fiance's friend. They both live in the same apartment complex as us. I haven't hung out with her one on one though yet. Good news though! The auto shop called me this morning and the jetta is finally ready to be picked up. FREEDOM! lol. I will be able to go and get things done if I have to go anywhere. It's going to be a nice feeling. Maybe it's a good thing that I didn't have a job yet because it would be very difficult if we had been maneuvering with 1 car. That would have meant that I would have to drive him to work at 4:45 every morning. Pass. lol
Well that's pretty much it for now. On the financial side of things I haven't really been spending any money. I spent 22.55 for my prescription yesterday and I made a 90.00 payment to my credit card. The first thing that I do once I get a job (God willing) is to pay off that darn credit card once and for all! Then saving for the wedding while trying to make large payments on my student loans. I don't want them plaguing me for the rest of my life!
Well I'm off to read some PF blogs and then do some more cleaning..bathrooms..ugh! And I have to remind myself to remind the fiance that when he drops chips on the rug...PICK THEM UP! Grr. It's amazing how anal I have become about cleaning. I shudder to imagine how he kept the apartment on a day to day basis lol.
Ta ta for now!
-Smart Sorority Girl
Wednesday, August 17, 2011
Job Searching Woes
Alright-Let's be honest here. Technically I have only been really job searching for four days. I moved to Fayetteville on the 28th and I didn't actively start searching for jobs until last Wednesday when my fiance went back to work after his extended vacation time. I know, I know I guess I should be writing this post if it had already been two months of job searching. I just never realized how difficult it is to find jobs online. As bad as it sounds most of the jobs that I have held had basically been handed to me. A quick phone call and I usually had a job. Granted, these were minimum wage non-professional jobs-but still.
When I was applying for internships out of the ten that I applied for I received 7 interviews. Out of the four interviews that I actually went to I received three internship offers. (Side note-I would have gone to all of the interviews but you had to make a decision of whether or not you were going to intern at a firm within 24 hours of receiving an offer) So...maybe I'm just not used to struggling for jobs. I'm an extremely hard worker so please don't think that I'm slacking. I'm really not. It just seems like firms and companies advertise on five different websites for the same exact job. So I see a job advertisement and I click on it and it turns out that I had already applied for it an hour ago. Sigh. I am not going to give up my search. It just doesn't help that 75% of the jobs for firms aren't advertised on websites-it's more of a "who do you know" kind of deal.
Oh well. Maybe I just feel a little down today. The fiance is on 24 hour staff duty so I probably won't see him until tomorrow night. :( But I'm not here for a pity party. :) Tomorrow is a new day to search for jobs. :) Tonight-I'm going to stop thinking about jobs and just relax, watch some tv, and catch up on much needed pf blog posts. :)
When I was applying for internships out of the ten that I applied for I received 7 interviews. Out of the four interviews that I actually went to I received three internship offers. (Side note-I would have gone to all of the interviews but you had to make a decision of whether or not you were going to intern at a firm within 24 hours of receiving an offer) So...maybe I'm just not used to struggling for jobs. I'm an extremely hard worker so please don't think that I'm slacking. I'm really not. It just seems like firms and companies advertise on five different websites for the same exact job. So I see a job advertisement and I click on it and it turns out that I had already applied for it an hour ago. Sigh. I am not going to give up my search. It just doesn't help that 75% of the jobs for firms aren't advertised on websites-it's more of a "who do you know" kind of deal.
Oh well. Maybe I just feel a little down today. The fiance is on 24 hour staff duty so I probably won't see him until tomorrow night. :( But I'm not here for a pity party. :) Tomorrow is a new day to search for jobs. :) Tonight-I'm going to stop thinking about jobs and just relax, watch some tv, and catch up on much needed pf blog posts. :)
Tuesday, August 16, 2011
20 days in North Carolina
Wow. It is so hard to believe that I have been in North Carolina for twenty days. Time has definitely been flying. It is amazing how fast I have adjusted to living with my fiance. It's kind of crazy because for over a year we only saw each other once a month. So far-fingers crossed-we haven't had a single fight. To be honest with you, we actually have never had a fight-ever. We have never yelled at each other. Yes, we've had moments where one of us might have annoyed the other, but that usually lasts for less than 10 minutes. Hopefully, things will continue in the same way.
He will be leaving for training for a month. It's definitely going to be a little hard for me. I'm just finally getting to live with him and then he will be leaving. He is also going to be deploying for nine months soon. It's just something that I have to deal with it. I don't have trouble accepting it, I just hope that I won't be lonely.
On the job front I haven't found a job yet. It's been less than a month and I have only been searching for a job for a little over a week so I don't think it's completely hopeless yet lol. It's really interesting because I stressed for months upon months upon months about finances. At first I thought I was going to feel absolutely miserable with the fact that my fiance would be paying for everything until I land a job minus my credit card bill. However, so far it hasn't been an issue. Please do not think that I'm viewing the fiance as a sugar daddy. I have ever intention of paying my way and my bills once I get a job. This is just temporary until I land on my feet.
We are down to one car at the moment because his car, which will be my car, is in the shop. A month ago he was in a car accident, but he was not the one that caused the accident. The car will probably be ready midsteptember. So as it is, I don't really go anywhere during the day. I stay in the apartment for the most part. Again, I don't feel like I'm trapped. There is a pool and a gym at the apartment complex but I havent used it yet. I spend the majority of my day job searching, updating cover letters, and sending out my resume. I by no means feel like he is keeping me prisoner at the apartment. I have the option of driving him to work but 4:30 am -not my cup of tea. Once I get a job-fingers crossed-then if he is gone in September I'll drive his truck-if I get the job before the end of september we will rent a car. He gets 30 days free rental. At the moment I don't think it's necessary to use the rental car unless my job status changes.
On the financial aspect I haven't spent any money minus my credit card bill. I just really really really want a job! Wish me luck on the continued job search! I hope all is going well with everyone else!
He will be leaving for training for a month. It's definitely going to be a little hard for me. I'm just finally getting to live with him and then he will be leaving. He is also going to be deploying for nine months soon. It's just something that I have to deal with it. I don't have trouble accepting it, I just hope that I won't be lonely.
On the job front I haven't found a job yet. It's been less than a month and I have only been searching for a job for a little over a week so I don't think it's completely hopeless yet lol. It's really interesting because I stressed for months upon months upon months about finances. At first I thought I was going to feel absolutely miserable with the fact that my fiance would be paying for everything until I land a job minus my credit card bill. However, so far it hasn't been an issue. Please do not think that I'm viewing the fiance as a sugar daddy. I have ever intention of paying my way and my bills once I get a job. This is just temporary until I land on my feet.
We are down to one car at the moment because his car, which will be my car, is in the shop. A month ago he was in a car accident, but he was not the one that caused the accident. The car will probably be ready midsteptember. So as it is, I don't really go anywhere during the day. I stay in the apartment for the most part. Again, I don't feel like I'm trapped. There is a pool and a gym at the apartment complex but I havent used it yet. I spend the majority of my day job searching, updating cover letters, and sending out my resume. I by no means feel like he is keeping me prisoner at the apartment. I have the option of driving him to work but 4:30 am -not my cup of tea. Once I get a job-fingers crossed-then if he is gone in September I'll drive his truck-if I get the job before the end of september we will rent a car. He gets 30 days free rental. At the moment I don't think it's necessary to use the rental car unless my job status changes.
On the financial aspect I haven't spent any money minus my credit card bill. I just really really really want a job! Wish me luck on the continued job search! I hope all is going well with everyone else!
Wednesday, July 27, 2011
Friday, June 17, 2011
My three things to do for tomorrow (non PF)
I'm a great list maker. I'm also a great procrastinator. To combat this I make a list of 3-4 things to do every day so that I don't overwhelm myself because I'm also great at worrying.
Tomorrow:
1. Send in resume (newly updated-go me) to Special Counsel
2. Get snacks for bachelorette party for Saturday
3. Apply to one job.
Well I have a ton more to do than that tomorrow but if I at least get those three things done it will be a start!
Good night!
-smart sorority girl
Tomorrow:
1. Send in resume (newly updated-go me) to Special Counsel
2. Get snacks for bachelorette party for Saturday
3. Apply to one job.
Well I have a ton more to do than that tomorrow but if I at least get those three things done it will be a start!
Good night!
-smart sorority girl
Tuesday, June 14, 2011
We had the talk...kind of.
I'll be honest. I am extremely stressed about moving to North Carolina. I'm not scared because I'm leaving my friends and family, or because I'm going to a new state to live. I'm worried about finding a job. This weekend I told my fiance-face to face (He was in town for a wedding for our mutual friends) :) that I was probably moving down to North Carolina with around 400 in my bank account. He told me "You know I'll take care of you but you'll find a job-don't worry.
It was those words that actually helped. I guess I just need to realize that I might have to lean on him for support financially at first if I need to. He wants me down there. And don't get me wrong I want to be down there too but I almost wonder if it would be easier finding a job in North Carolina. He also told me he knows how independent I am and how much he knows that I wouldn't want to have to depend on him. I guess I finally need to accept this.
On the plus side he bought a used car this weekend, so now we will both have a car in North Carolina. I'll be driving his jetta but the car is an audi with a stick shift so I might just have to learn how to drive stick. :)
On the other side of things this weekend was EXPENSIVE. I had a bachelorette party, a bridal shower, and a wedding all in one weekend. And not one of those events were for the same couple. Sigh. I have another bachelorette party this weekend. I just wish that I had the money to where I could be enjoying these events with my best friends and not stressing over them or wishing that I could avoid them at all costs. :( I feel so poor for the first time in my life and I hate it.) I guess poor is the wrong word to use but for the first time in my life I have to tell myself things like I can't afford it. My summer job in the past always made me enough for me to get by, but now I only work 10 days this month. TEN! Gargh...but you know what..It's a means to an end. I'm leaving in July.
Tomorrow will be spent updating my resume and applying for jobs. I feel like such a broken record when I talk about my job search. However, now more than ever it is time for me to get serious.
Here were some of my costs for the weekend
Friday- Bachelorette Party
Limo-50
Bar Wristband which included all you could drink for 3 hours-25
Misc at bar/tips- 5
*That doesn't include 25 gift card as gift for victoria secrets that I purchased for bride to be-
Saturday
5 hour energy drinks-5
check for bride and groom-175
Hotel room-89
Tips for drinks-5
Sunday
Gas-25
Yeah...you do the math I feel too sick. The fiance is supposed to split the 175 check with me since we both are friends of the bride and groom. I wrote a check instead of him writing it because he doesn't have a bank in NC that he can cash checks at-they don't have his branch there-but...he forgot. Actually, he was a groomsman and was running around taking pictures with the bridal party, while I was checking into the hotel and writing out the check and signing the card. However, I am not concerned about that because seriously-he might be paying for me for everything if I don't find a job in NC right away.
Is it bad that I am DREADING this bachelorette party?
Dinner, portion of bride's dinner, drinks for her, drinks for me, gift for bride-Gosh. I love my friends but why do they have to all get married at once this summer. Sigh...I feel like a bad friend because I feel like I'm not contributing enough. :(
Oh well..that's enough out of me for tonight.
-Smart Sorority Girl
Tuesday, June 7, 2011
After 20 years...I'm done with school! (For now)
I am officially done with my paralegal studies program. It feels amazing to say that. It's time to begin the job search which is incredibly scary. I am moving to North Carolina in July. I can't believe it. I am scared that I won't be able to find a job, and I'm scared that I will run out of money really quickly. I'm working part time but the pay is 8.25 an hour and I'm only working 10 times this month but for long hours. Yeah...it's not much but at least it's a little bit of income. I just can't wait until I find an actual job. Fingers crossed.
I feel that this blog will be my place to talk all about my life in North Carolina. Once I finally have a job I can create a budget, savings, and pay off debt. I'll also feel better about starting to plan my wedding...gulp. lol. I've found a lot of great new blogs if you are interested in people that are new to the saving/paying off debt game that we all love so much. They can definitely use your support. Check them out here!
http://mymoneystory.blogspot.com/
http://twentytwomonths.blogspot.com/
At mymoneystory the blogger goal is to spend only 12 dollars a day to pay off her credit card debt. How cool is that!
Ok..now that I am done with school I'll have time to update the blog more. For the most part it will be spending because I have 3 weddings to attend from now until July. It's going to be expensive!
I feel that this blog will be my place to talk all about my life in North Carolina. Once I finally have a job I can create a budget, savings, and pay off debt. I'll also feel better about starting to plan my wedding...gulp. lol. I've found a lot of great new blogs if you are interested in people that are new to the saving/paying off debt game that we all love so much. They can definitely use your support. Check them out here!
http://mymoneystory.blogspot.com/
http://twentytwomonths.blogspot.com/
At mymoneystory the blogger goal is to spend only 12 dollars a day to pay off her credit card debt. How cool is that!
Ok..now that I am done with school I'll have time to update the blog more. For the most part it will be spending because I have 3 weddings to attend from now until July. It's going to be expensive!
Monday, May 23, 2011
Monday, May 9, 2011
And the Credit Score is....
Woot! My Credit Score went up...24 points!!!
My new score is.... 770! I am so excited! Now to just finish my Paralegal Program, move to North Carolina, and find a job to pay off my 52,124 dollars worth of student loans. It's definitely going to be an adventure!
I'm so excited to get a real job (god willing) make budgets, and make loan and credit card payments.
Sorry I haven't updated in months but with work, school, or internship every day 7 days a week it gets a little hectic. Sometimes I have work and internship. Other days I have work and school, and on my special special days I have school, internship, and then work. Hope you understand. I'll post more once I have more money coming in than coming out of my pockets.
-smart sorority girl (hopefully smart enough to land a Paralegal/Legal Assistant job soon!)
My new score is.... 770! I am so excited! Now to just finish my Paralegal Program, move to North Carolina, and find a job to pay off my 52,124 dollars worth of student loans. It's definitely going to be an adventure!
I'm so excited to get a real job (god willing) make budgets, and make loan and credit card payments.
Sorry I haven't updated in months but with work, school, or internship every day 7 days a week it gets a little hectic. Sometimes I have work and internship. Other days I have work and school, and on my special special days I have school, internship, and then work. Hope you understand. I'll post more once I have more money coming in than coming out of my pockets.
-smart sorority girl (hopefully smart enough to land a Paralegal/Legal Assistant job soon!)
Saturday, March 12, 2011
Future Army Wife
It's funny. Every time someone congratulates me on my engagement they say that my ring is pretty,gorgeous,etc., tell me how happy they are for me, and then they ask "So have you picked a date?"
Have I picked a date? That's laughable. Have I picked a year? Possibly. My response every time is "probably not for a couple of years. We're looking at 2013." Have I looked at dresses, invitations, flowers, cakes, reception halls, anything? No. Why?
How can I plan a wedding when I don't know if the groom will even be there? It's crazy to think that I'm marrying a soldier. I'm not exactly new to military life-my dad was in the national guard and worked for the department of defense for over 30 years. My freshman year of high school he was deployed and spent 18 months in Iraq. But...the military was never part of my home. The only time that I saw traces of the military prior to him in Iraq was the one weekend a month when my dad would come home from guard in his BDU's and the two weeks in the summer when he would go to summer camp and come back with tshirts that said Panama Hard Rock Cafe.
It wasn't until my fiance that I learned army acronyms, understood ranks, attended my first dining out, went through my first receiving line at his ROTC events, stepped foot on an army base, visited a px and a commissary on two different bases, and learned what the army really was about.
It's the not knowing that kills me. I try to organize every second of everyday of my life. To not know what will happen one day to the next-to know that he can be anywhere in the world in 18 hours-it's not easy but I deal with it.
Two days ago-I was terrified. He went on a jump with most of his battalion. The wind was horrible and it was dangerous but they still went ahead on the jump. In the end there were people in the hospital with broken legs, broken pelvises, and one soldier-is comatose still-two days later. My fiance is ok and safe. He said that at one point his chute got caught on another soldier's parachute. They managed to untangle but it let all of the air out of the chute which cause him to essentially plummet 70 feet to the ground at an extremely fast pace. He told me that he got into emergency position-and said "Dear lord please don't let me die. Please don't let me die." He blacked out on impact but came out of it quickly and was fine. Thank god.
These are the things that I deal with. And it scares me. I'm ok with being apart from him as long as I know that I will hear his voice at the end of the night. It's so scary that he wasn't even deployed and stuff like this can happen. And he is going to be deployed-I can't say when or where-for security reasons-but within the upcoming year-he will be gone for up to a year.
As much as the media wants you to be distracted by stupid stuff like Lindsay Lohan and Charlie Sheen...please remember that there are soldiers in harms way away from there loved ones. You know-it's interesting how things happen. When the wars first started it was constant coverage. I remember the very first day when the news stopped showing what was happening in Iraq and Afghanistan because suddenly-it was such an old topic, people were tired of hearing about it-but it's not over and it's still going on. Just because the war keeps dragging on-and seems like old news-for the people who are about to face their first deployments, and their loved ones who need to believe that everything will be ok-the war is very real and still very new to them.
I don't really know what this post was supposed to be about in the end. I guess I just had a lot of thoughts on my mind. If you do live with your significant other or are married. Appreciate it. Don't take it for granted. I told my fiance on the phone today- "I remember that a year ago at this time we were still in college and we saw each other every single day. Every single night we slept in the same bed. We took so much for granted back then"
What I wouldn't give to be laying in his arms right now. Give your boyfriends/fiances/husbands an extra hug and a kiss and if they ask you why-tell them "just because I am able to. "
Good night everyone.
Have I picked a date? That's laughable. Have I picked a year? Possibly. My response every time is "probably not for a couple of years. We're looking at 2013." Have I looked at dresses, invitations, flowers, cakes, reception halls, anything? No. Why?
How can I plan a wedding when I don't know if the groom will even be there? It's crazy to think that I'm marrying a soldier. I'm not exactly new to military life-my dad was in the national guard and worked for the department of defense for over 30 years. My freshman year of high school he was deployed and spent 18 months in Iraq. But...the military was never part of my home. The only time that I saw traces of the military prior to him in Iraq was the one weekend a month when my dad would come home from guard in his BDU's and the two weeks in the summer when he would go to summer camp and come back with tshirts that said Panama Hard Rock Cafe.
It wasn't until my fiance that I learned army acronyms, understood ranks, attended my first dining out, went through my first receiving line at his ROTC events, stepped foot on an army base, visited a px and a commissary on two different bases, and learned what the army really was about.
It's the not knowing that kills me. I try to organize every second of everyday of my life. To not know what will happen one day to the next-to know that he can be anywhere in the world in 18 hours-it's not easy but I deal with it.
Two days ago-I was terrified. He went on a jump with most of his battalion. The wind was horrible and it was dangerous but they still went ahead on the jump. In the end there were people in the hospital with broken legs, broken pelvises, and one soldier-is comatose still-two days later. My fiance is ok and safe. He said that at one point his chute got caught on another soldier's parachute. They managed to untangle but it let all of the air out of the chute which cause him to essentially plummet 70 feet to the ground at an extremely fast pace. He told me that he got into emergency position-and said "Dear lord please don't let me die. Please don't let me die." He blacked out on impact but came out of it quickly and was fine. Thank god.
These are the things that I deal with. And it scares me. I'm ok with being apart from him as long as I know that I will hear his voice at the end of the night. It's so scary that he wasn't even deployed and stuff like this can happen. And he is going to be deployed-I can't say when or where-for security reasons-but within the upcoming year-he will be gone for up to a year.
As much as the media wants you to be distracted by stupid stuff like Lindsay Lohan and Charlie Sheen...please remember that there are soldiers in harms way away from there loved ones. You know-it's interesting how things happen. When the wars first started it was constant coverage. I remember the very first day when the news stopped showing what was happening in Iraq and Afghanistan because suddenly-it was such an old topic, people were tired of hearing about it-but it's not over and it's still going on. Just because the war keeps dragging on-and seems like old news-for the people who are about to face their first deployments, and their loved ones who need to believe that everything will be ok-the war is very real and still very new to them.
I don't really know what this post was supposed to be about in the end. I guess I just had a lot of thoughts on my mind. If you do live with your significant other or are married. Appreciate it. Don't take it for granted. I told my fiance on the phone today- "I remember that a year ago at this time we were still in college and we saw each other every single day. Every single night we slept in the same bed. We took so much for granted back then"
What I wouldn't give to be laying in his arms right now. Give your boyfriends/fiances/husbands an extra hug and a kiss and if they ask you why-tell them "just because I am able to. "
Good night everyone.
Monday, March 7, 2011
How can I justify it?
Right now my credit card balance stands at Current Balance $1,649.80. At 0% APR for I think until August. I know for a lot of people that seems incredibly low but I still have around 40,000 in student loans that will be entering into payment in the upcoming months.
I've paid more than the minimum balance every month but I just want this debt to disappear! I've spent almost no money since I stopped working in October to focus on school. The only money that I really spend during the week is to get coffee in the morning on the days that I have school-which comes up to around five dollars a week.
I don't know...even when I spend that money I feel kind of bad. I know that if the debt got called in right this very moment, I wouldn't have the 1600 I need to pay it off. How can you feel like you have money when technically you have negative money??
On the bright side I got called in as a substitute receptionist at the country club that I work at during the year on Saturday. I guess I didn't mess up because they asked me to come in on Sunday as well. I made 130 dollars in two days. Again, for people with full time jobs this is probably a joke but for me it is so nice to get some type of income.
To my name, I probably have around 800-900 dollars right now-I know for a fact that I have 300 in my checking account, 70 in my savings account-the 130 I made this weekend-the 115 I made last weekend-and then the rest is in cash at home. I also have 20 dollars in my paypal account.
I just want to finish school with honors, start/complete my internship, get a paying job, and pay off my debt. I don't really have dreams of buying all the clothes I can get my hands on as soon as I get a job. I want to pay off my credit card debt, pay off my student loans, start saving for my wedding that is in 2-3 years, and go from there. Obviously my loans won't be paid off before the wedding, but a girl can dream right?
I'm just so stressed all of the time and so obsessed with money. It keeps me up at night. That 1600 debt that I know a lot of people with their real jobs could pay off in one month-keeps me up at night.
I want a job and I want to pay my debt off. Not to mention it would be nice to be able to figure out my life for these upcoming months since my fiance is going to be deployed at the beginning of next year, and with that comes a lot of stress, decisions, and unanswered questions. Sigh.
I've paid more than the minimum balance every month but I just want this debt to disappear! I've spent almost no money since I stopped working in October to focus on school. The only money that I really spend during the week is to get coffee in the morning on the days that I have school-which comes up to around five dollars a week.
I don't know...even when I spend that money I feel kind of bad. I know that if the debt got called in right this very moment, I wouldn't have the 1600 I need to pay it off. How can you feel like you have money when technically you have negative money??
On the bright side I got called in as a substitute receptionist at the country club that I work at during the year on Saturday. I guess I didn't mess up because they asked me to come in on Sunday as well. I made 130 dollars in two days. Again, for people with full time jobs this is probably a joke but for me it is so nice to get some type of income.
To my name, I probably have around 800-900 dollars right now-I know for a fact that I have 300 in my checking account, 70 in my savings account-the 130 I made this weekend-the 115 I made last weekend-and then the rest is in cash at home. I also have 20 dollars in my paypal account.
I just want to finish school with honors, start/complete my internship, get a paying job, and pay off my debt. I don't really have dreams of buying all the clothes I can get my hands on as soon as I get a job. I want to pay off my credit card debt, pay off my student loans, start saving for my wedding that is in 2-3 years, and go from there. Obviously my loans won't be paid off before the wedding, but a girl can dream right?
I'm just so stressed all of the time and so obsessed with money. It keeps me up at night. That 1600 debt that I know a lot of people with their real jobs could pay off in one month-keeps me up at night.
I want a job and I want to pay my debt off. Not to mention it would be nice to be able to figure out my life for these upcoming months since my fiance is going to be deployed at the beginning of next year, and with that comes a lot of stress, decisions, and unanswered questions. Sigh.
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